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A Subaru Ascent Lease: Everything You Need To Know

Silver Subaru Ascent

Subaru Ascent by Kevauto — CC-BY-SA-4.0

The Subaru Ascent is a great vehicle if you’re looking for a larger SUV that can take whatever you throw at it. Getting a Subaru Ascent lease can be a good option if you’re looking for something a little bit bigger but don’t want to commit to owning a big vehicle for a long time. 

Of course, since the Ascent is Subaru’s biggest vehicle, it can be a little different from leasing other models from Subaru. 

We’ll talk about the differences, why a Subaru Ascent lease might be a good idea, and when it might be better to buy your Subaru Ascent instead of leasing it. That way, you can make an informed decision and feel more confident in your choice. 

Ready to dive in?

Why You Should Consider A Subaru Ascent Lease

Getting a Subaru Ascent lease can be a good option if you’re looking for a bigger vehicle but don’t necessarily need one for a long time. An Ascent is big enough for 8 people to sit in, has a relatively high weight capacity, and has a turbocharged engine for easier handling while loaded. 

All of those make it a great option if you’re looking for a large vehicle, but big vehicles aren’t right for everyone. Choosing a lease gives you an option to try a larger vehicle and see if it fits your lifestyle without as much of a commitment. 

Subaru Ascent leases are also relatively good value. The average monthly cost of a Subaru Ascent lease is $360 per month, with an effective monthly cost of a little over $400 once you factor in the initial down payment. 

Considering the cost of buying an Ascent, that’s pretty good value for most people who want to lease a vehicle. 

Leasing an Ascent is also a good option if you want to upgrade your vehicle every few years. That’s a good way to stay ahead of the costs of owning a vehicle while also having the newest technology and safety features on board. 


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Advantages of Buying Or Leasing A Subaru Ascent

It’s important to compare the advantages and disadvantages of buying vs a Subaru Ascent lease when you’re deciding which option is right for you. 

Here are some of the core advantages and disadvantages you can consider. 

For one thing, leasing an Ascent means you’ll have a mileage limit for your vehicle, usually per year of the lease. That’s fine if you’re looking for a vehicle that can handle taking kids across town or need something that can haul short distances. Having a mileage limit can be more of a problem if you want to go cross country or like driving out into the wilderness to go camping or other high-mileage tasks. 

If you’re going to put more than 12-15k miles on your Ascent in a year, chances are you’ll be better off buying. Even over 10k can be pushing it since the higher your mileage limit is the more expensive your lease will be. 

Buying can also sometimes be a better idea if you don’t have great credit. Leasing is more affordable for qualifying buyers, in some cases, but you need to have good credit to get a favorable rate. 

It’s also important to note that a lot of Ascent leases are set for 3 years or 36 months right now. That’s a slightly longer lease because of the high-value retention of the vehicle. 

Ascents may also be slightly more difficult to transition from a lease into a purchase. Dealerships are likely to hold on to their stock for a little longer, especially if you want to lease the most recent release. 


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How To Decide Whether Buying Or Leasing Is Right For You

If you’re thinking about saving a little money and getting a Subaru Ascent to lease instead of buying, you still need to think about which option is better for your lifestyle and what you want from a vehicle. 

Here are a few questions that will help you narrow down which option is right for you. 

Are you a high mileage driver? The more miles you put on your vehicle in an average year, the less value you’ll probably get from a lease. If you’re putting more than 10k miles on your vehicle in a year, it’s probably better to consider buying instead of leasing.

Do you want to keep the same car for a long time or upgrade in a few years? The longer you want to keep your vehicle in an ideal scenario, the better buying will be. If you only want to keep a vehicle for about 3 years, leasing might be the better choice. 

Are you good about keeping up with vehicle maintenance? Ideally, everyone should be good at getting routine maintenance on their vehicles, but if you’re a little lax in this regard, buying might be a better choice. That’s because dealerships can charge an excessive wear and tear fee if the vehicle wasn’t well-maintained during the lease and shows any signs of damage. 


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Pros And Cons Of Leasing A Subaru

Leasing a Subaru can be a great thing, but there are some pros and cons to renting models from this manufacturer. 

One advantage is that leasing a Subaru can sometimes be more affordable than other manufacturers compared to the price of the vehicle. They’re great for getting a good deal in the short term, though the most popular models are more expensive. 

One reason prices are low is that Subaru tends to maintain vehicle value really well over time. That’s fantastic for keeping leasing prices low, but it also means that the price to buy your Subaru after a lease will be higher than average. 

Subaru’s also have a known head gasket issue on some models, which can lead to some expensive repairs if the head gasket needs to be replaced while you lease the vehicle. 

Final Thoughts

There aren’t any better options from Subaru if you’re looking for a big SUV. A Subaru Ascent lease is great if you want to try a larger vehicle, need a large vehicle for a couple of years but not long term, or want to make sure you’re always able to upgrade to the latest model when there is a new release. 

Just make sure you’re thinking carefully about which option is right for you and fits your needs at the moment.

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